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Terms of Use

Last Updated: January 2026 

These Terms of Use (“Terms”) constitute a legal agreement between you (being the company, firm or other organisation you work for or otherwise represent) (“You” or “User”) and 360 Forensic Limited(“Company”, “We”, “Us”, or “Our”) governing Your use of Spectra (the “Service”). 

BY CLICKING “I ACCEPT” OR BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SERVICE. 

  1. DEFINITIONS

1.1 “Account” means the account created by You to access and use the Service. 

1.2 “Documentation” means any user guides, manuals, or other documentation provided by Us in connection with the Service. 

1.3 “Output” means any information, data, content, results, reports, analyses, or other materials generated, produced, or created by the Service based on Your use of the Service and any inputs You provide, but excluding any pre-existing content or materials owned by Us or third parties. 

1.4 “Service” means the cloud-based software service provided by Us, including all features, functionality, and updates thereto. 

1.5 “Third Party Software” means any software, applications, services, or components owned or provided by third parties that are used as part of, integrated with, or connected to the Service. 

  1. LICENCE GRANT

2.1 Subject to Your compliance with these Terms, We grant You a limited, non-exclusive, non-transferable, revocable licence to access and use the Service solely for Your internal business purposes. 

2.2 You acknowledge that the Service is provided on a paid for basis and that Your right to use the Service is contingent upon payment of applicable charges and continued compliance with these Terms. 

2.3 You are responsible for all acts and omissions of each user of the Service and the maintenance of the confidentiality of user access credentials. 

2.4 You shall not:  

(a) attempt to copy, modify, duplicate, create derivative works from, frame, mirror, republish, download, display, transmit, or distribute all or any portion of the Service (or the underlying software) in any form or media or by any means; 

(b) attempt to de-compile, reverse compile, disassemble, reverse engineer or otherwise reduce to human-perceivable form all or any part of the Services (or the underlying software). 

  1. CHARGES AND PAYMENT

3.1 You agree to pay all charges for the Service in accordance with the pricing plan selected by You at the time of registration or as otherwise agreed between the parties. 

3.2 All charges are due and payable when invoiced or, where applicable, in advance of the billing period to which they relate. 

3.3 You shall pay all charges by the due date specified in the invoice or as otherwise notified to You. 

3.4 All charges are exclusive of any applicable taxes, duties, or levies (including but not limited to VAT), which shall be Your responsibility. 

3.5 If You fail to pay any charges when due: 

(a) We may suspend Your access to the Service immediately without notice until all outstanding charges have been paid in full; and/or 

(b) We may terminate Your Account and cancel Your access to the Service in accordance with Section 11.2. 

3.6 Suspension or cancellation of access pursuant to Section 3.5 shall not relieve You of Your obligation to pay all outstanding charges, and We reserve the right to pursue recovery of any unpaid amounts. 

3.7 We shall be entitled to charge interest on any outstanding charges at a rate of 8% above the base rate of the Bank of England and you shall pay such interest (whether before or after judgment) in addition to the outstanding charges. 

3.8 We reserve the right to change Our charges upon 30 days’ notice to You. Your continued use of the Service following such notice constitutes Your acceptance of the revised charges. 

  1. RESTRICTIONS ON USE OF OUTPUT

4.1 Any Output generated by the Service may only be used by You for Your internal business purposes. 

4.2 You shall not, and shall not permit any third party to: 

(a) use, distribute, sell, licence, sublicence, or otherwise commercialise any Output for any purpose other than Your internal business purposes; 

(b) provide, disclose, or make available any Output to any third party for their use or benefit, whether on a commercial or non-commercial basis; 

(c) incorporate any Output into any product or service offered to third parties; 

(d) use any Output in any manner that competes with the Service or Our business; or 

(e) use any Output in violation of applicable laws or regulations. 

4.3 For the avoidance of doubt, “internal business purposes” means use solely within Your organisation to support Your own business operations and does not include any use that provides a benefit, directly or indirectly, to any third party. 

  1. INTELLECTUAL PROPERTY RIGHTS

5.1 We retain all right, title, and interest in and to the Service, including all intellectual property rights therein. No rights are granted to You hereunder other than as expressly set forth in these Terms. 

5.2 Subject to Section 4, You retain all right, title, and interest in and to the Output, provided that We retain all rights in any underlying technology, algorithms, or processes used to generate such Output. 

5.3 Notwithstanding Section 4, You grant Us a worldwide, non-exclusive, royalty-free licence to use, reproduce, modify, and incorporate any Output in anonymised and/or aggregated format for the purposes of: 

(a) providing, maintaining, improving, and developing the Service; 

(b) providing the Service to other users and third parties; and 

(c) creating benchmarks, analytics, insights, or other derivative works, 

provided that such use does not identify You or reveal any confidential or proprietary information specific to You or Your business. 

5.4 For the purposes of Section 5.3, “anonymised and/or aggregated format” means that the Output has been processed in such a manner that it cannot reasonably be attributed to You or used to identify You, Your business, or any individual associated with You. 

  1. THIRD PARTY SOFTWARE

6.1 The Service may incorporate, utilise, or connect to Third Party Software. Your use of such Third Party Software may be subject to separate terms and conditions imposed by the third party providers. 

6.2 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL LIABILITY FOR ANY ISSUES, ERRORS, DEFECTS, FAILURES, LOSSES, DAMAGES, OR OTHER PROBLEMS ARISING FROM OR RELATED TO: 

(a) ANY THIRD PARTY SOFTWARE USED AS PART OF THE SERVICE; 

(b) ANY THIRD PARTY SOFTWARE INTEGRATED WITH OR CONNECTED TO THE SERVICE; 

(c) THE PERFORMANCE, AVAILABILITY, SECURITY, OR FUNCTIONALITY OF ANY THIRD PARTY SOFTWARE; 

(d) ANY CHANGES, UPDATES, OR DISCONTINUATION OF ANY THIRD PARTY SOFTWARE; 

(e) ANY ACTS OR OMISSIONS OF ANY THIRD PARTY SOFTWARE PROVIDERS; OR 

(f) ANY INTERACTION BETWEEN THE SERVICE AND ANY THIRD PARTY SOFTWARE. 

6.3 You acknowledge and agree that We have no control over Third Party Software and make no representations or warranties regarding such Third Party Software. 

  1. WARRANTIES AND DISCLAIMERS

7.1 We warrant that the Service will perform substantially in accordance with the Documentation under normal use. 

7.2 EXCEPT AS EXPRESSLY PROVIDED IN SECTION 7.1, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. 

7.3 WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, OR THAT ALL DEFECTS WILL BE CORRECTED. 

  1. LIMITATION OF LIABILITY

8.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF USE, OR LOSS OF GOODWILL, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

8.2 OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY. 

8.3 THE LIMITATIONS SET FORTH IN THIS SECTION 8 SHALL APPLY REGARDLESS OF THE FORM OF ACTION AND SHALL SURVIVE ANY BREACH OF THESE TERMS. 

8.4 NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT OUR LIABILITY FOR: (a) DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE; (b) FRAUD OR FRAUDULENT MISREPRESENTATION; OR (c) ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER ENGLISH LAW. 

8.5 WE WILL HAVE NO LIABILITY TO YOU IN RELATION TO ANY ACTION YOU TAKE OR DECISION YOU MAKE BASED ON YOUR USE OF THE SERVICE AND/OR ANY OUTPUT. 

8.6 THE OUTPUTS ARE PROVIDED ON A GOOD FAITH BASIS BUT, AS THEY ARE BASED ON INFORMATION PROVIDED TO US BY OTHERS, THEY MAY CONTAIN INACCURANCIES AND MAY NOT BE COMPLETE. 

  1. INDEMNIFICATION

9.1 You agree to indemnify, defend, and hold harmless Us and Our affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or relating to: 

(a) Your use of the Service or Output; 

(b) Your breach of these Terms; 

(c) Your violation of any applicable laws or regulations; or 

(d) Your violation of any third party rights. 

  1. DATA PROTECTION AND PRIVACY

10.1 Our collection, use, and processing of personal data in connection with the Service is governed by Our Privacy Policy, which can be found at [ ]. 

10.2 You are responsible for ensuring that any data You provide to the Service complies with all applicable data protection laws and regulations, including the UK General Data Protection Regulation and the Data Protection Act 2018. 

  1. TERM AND TERMINATION

11.1 These Terms commence when You accept them and continue until terminated in accordance with this Section 11. 

11.2 We may terminate these Terms immediately if You breach any provision of these Terms, including but not limited to failure to pay charges when due. 

11.3 Either party may terminate these Terms for convenience upon 30 days’ written notice to the other party. 

11.4 Upon termination, Your licence to use the Service shall immediately cease, and You shall cease all use of the Service and Output (except for Output already incorporated into Your internal business records). You shall remain liable for all charges incurred up to the date of termination. 

11.5 The rights granted to Us under Section 5.3 shall survive termination of these Terms. 

  1. SUSPENSION 

12.1 We may, without prejudice to any other rights or remedies available to us, suspend your access to, or use of, the Service in whole or in part if: 

(a) there is an attack on the Service of any kind;  

(b) we are required by applicable law to suspend your access to, or use of, the Service; or  

(c) we reasonably believe that the suspension of the Service is necessary to protect its infrastructure, network or the use of the Services by customers because of a threat to the security, integrity or use of the Services. 

12.2 We shall use reasonable endeavours to re-establish or permit access to the Service as soon as possible following our determination that the cause of the suspension has been resolved.  

12.3 We shall have no liability whether under these Terms or at law to you for any exercise of our rights pursuant to this clause 12. 

  1. GENERAL PROVISIONS

13.1 Entire Agreement. These Terms constitute the entire agreement between the parties regarding the subject matter hereof and supersede all prior agreements and understandings. 

13.2 Amendments. We reserve the right to modify these Terms at any time by posting a revised version on Our website or within the Service. Your continued use of the Service following such modifications constitutes Your acceptance of the modified Terms. 

13.3 Governing Law and Jurisdiction. These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales. Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims). 

13.4 Severability. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. 

13.5 Waiver. No waiver of any provision of these Terms shall be deemed or shall constitute a waiver of any other provision, nor shall any waiver constitute a continuing waiver. 

13.6 Assignment. You may not assign these Terms without Our prior written consent. We may assign these Terms without restriction. 

13.7 Notices. All notices under these Terms shall be sent to the email address specified in Your Account (when sent to you) or [ ] (when sent to us. 

13.8 Third Party Rights. A person who is not a party to these Terms shall not have any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms.